Underwriting is a process by which a lender decides whether a potential borrower is creditworthy and should receive a loan. It is a process of assessing the creditworthiness of a potential borrower.

Cosmic provides the following services to some of the leading US banks:

• Mortgage Loan processing
• Credit analysis
• Commercial underwriting for real estate loans/other loan programs

Cosmic has a dedicated team of highly qualified & well trained people in commercial underwriting. The team of professionals have undergone a rigorous and continuous training by the US bankers and have attained a thorough understanding of both the simple Residential Loan processing as well as the complex Commercial Underwriting.